Tom Kruse, Attorney at Law
3014 Hoyt Avenue
Everett, WA 98201-4005
Phone: (425) 258-6155
Fax: (425) 388-9999
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Chapter 7 Bankruptcy

Snohomish County Chapter 7 Bankruptcy Attorney

Are you having difficulty making monthly payments toward your debts? Are you looking to find a way to get the debt relief you need to get a new start? It may be time to consider Chapter 7 bankruptcy. At the Everett office of Tom Kruse, Attorney at Law, we help individuals and families throughout Snohomish County stop creditor harassment and get the debt relief they deserve through Chapter 7 bankruptcy.

Being close to the courthouse in Everett, we are accessible to almost all individuals who live in Snohomish County. More importantly, our office is close to where the bankruptcy hearings are, so we do not have to consider charging extra for travel time between the office and the bankruptcy hearings.

Legal Solutions for Snohomish County
Contact Tom Kruse, Attorney at Law

Chapter 7 bankruptcy is the type of personal bankruptcy that will stop all collection action immediately, including foreclosures. Once you have filed and been approved for chapter 7 bankruptcy, most of your debt will be discharged within three to four months. It will also stop any potential lawsuit for collections.

Many individuals hire a paralegal who will fill out their Chapter 7 application and not represent them in court. This is a mistake. Recent changes to federal law have made it harder to file for Chapter 7 bankruptcy, pushing more and more people to Chapter 13 bankruptcy and a long repayment plan. When you work with an actual lawyer, you can navigate all potential pitfalls and get the best results. We will prepare you for court, protect you in court, and fight for your best interests.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Chapter 7 Bankruptcy Process

When you file for Chapter 7 bankruptcy, we will take you through the entire process:

  • Requires preparing a fairly large number of complicated documents
  • File documents with the US Bankruptcy Court in Seattle
  • Bankruptcy court sends out notice to all creditors to stop collection action and notifies them of a creditors meeting - notice out to creditors goes out a couple days after filing
  • Mr. Kruse will prepare you for the creditor’s hearing and will attend the creditor’s hearing with you.
  • From the moment you file until the moment your debt is discharged, the process takes approximately four months
  • It is rare that any client is required to turn over any property to the Bankruptcy Court.

Contact Us

You can still file for Chapter 7 bankruptcy and get the full debt relief you deserve. At the Everett law office of Tom Kruse, Attorney at Law, we are ready to guide you through the entire process. Located near the Snohomish County courthouse, our office is open Monday to Thursday, 8 to 5, and 8 to 12 on Sundays. Contact us today or call 425-258-6155 for a free phone consultation or to schedule an appointment to see if you qualify.

At the Everett, WA, law office of Tom Kruse, Attorney at Law, we represent individuals throughout Snohomish County, including Duvall, Goldbar, Granite Falls, Bothell, Mountlake Terrace, Mukilteo, Snohomish, Marysville, Mukilteo, Lake Stevens, Monroe, Mill Creek, Lynnwood, Arlington, Stanwood and Smokey Point, Washington.

The information you obtain at this site is not, nor is it intended to be, legal advice. You should consult an attorney for individual advice regarding your own situation.